Tuesday, May 26, 2009

Crash!

Okay, before ANYONE gets judgmental on me, think about the definition of the word 'accident': an unforeseen and unplanned event or circumstance. That is exactly what happened this morning.

I was driving to school, not running late, certainly not being careless, and came to a very bad intersection on a main road. People are constantly trying to make turns off this road to two smaller but still well-traveled roads, and it seems no one has any patience. The car in front of me stopped to make a right turn, and I of course stopped behind it. The car opposing me in oncoming traffic ALSO wanted to make a turn onto this road (though it was a left turn for that car and would cut me off) and started to do so, as I was driving. I swerved a little, as the car realized (I guess?) that I had the right-of-way, and literally glanced for 1 second in my rear-view window to see if the car cut off the car behind me. Well, in that instant, and it really was an instant, the car now in front of me had stopped to make a left turn onto the other road (these two turn-off roads are literally like a 100 feet apart, which is what makes it so dangerous) and I just didn't even see she was stopped until it was too late. John said I was paying attention, but to the wrong thing....which is easy to say, but in with drivers these days, you just don't know what people are going to do, and I admit I was focused on the car that about cut me off. I never anticipated or expected the car in front of me to stop--she had no blinker nor any brake lights, and I wonder if they were even operational.

Anyway, I had to go to the hospital...burns on my hands from the sulfur in the airbags and to check to see if baby was ok. The doctor was SO not reassuring, "If we don't hear the heartbeat, that doesn't necessarily mean anything because you are still early." Uh, yes it does. I've seen this baby since she looked like tiny bubbles. I've heard her heartbeat several times, last Tuesday most recently. He was a fruitcake. No worries, though, because they found it very easily and it was 172, no signs of distress.

I have a bad, bad feeling that this is going to turn into a case where my insurance gets scammed by the lady who thinks she hit pay dirt. The hysterics were very dramatic, and her daughter in the back seat wasn't wearing a seatbelt so she got flung into the back of their passenger seat and popped her mouth. Don't ask why, I just have that feeling that this won't be settled too quickly.

And my car? Well, I just got the news that it will cost about twice what Blue Book will value it to fix. So my guess is that USAA will want it totalled. Which will break my heart because I think that I still have years left with that car...

So yeah, this day pretty much sucks.

11 comments:

  1. Lori,

    OMG! I can't believe this. I am so glad to hear that you and baby are both ok. I am so sorry this happened to you. I hope you are wrong about the insurance scammers, but unfortunately, you are probably right. Too bad.

    Mandy

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  2. So sorry to hear that you were in a wreck, but glad you and M are ok!

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  3. Wow, that is BEYOND a sucky morning! I am so sorry, and as everyone else said, am so glad you and M are ok. My mom was in a pretty bad accident when pregnant with one of my brothers, but everything was fine (they actually tried to get her to abort they thought it would be so bad...yea, whatever).

    Is there a seatbelt law in MD for those in the backseat? I thought they were one of the stricter states. If so, that lady will have to watch it or else she could get slammed with neglect or something like that. I really hope she was just worried about her daughter and isn't in it for the money. Thank goodness you have USAA. Expensive as they are (we don't have them anymore), they really are the best.

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  4. Very glad that you and Miss M are okay after your unfortunate accident. Hope you do not get scammed by that lady. I guess now you can start looking at a "mommy" vehicle due to your other one being so badly damaged. Take it easy for a while to let your body get over the stress of that accident.

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  5. UGH! That stinks. But so glad you & M are OK! That's all that is important.

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  6. I am so glad you both are ok! How scary to have to go to the hospital when you're pregnant. USAA is THE greatest insurance company on the planet so at least you're covered there.
    Hopefully that lady will not sue. We got sued a few years back in a car accident and USAA totally took great care of us. We got deposed and then the whole thing was dropped. We LOVE USAA!
    I totally hear you about the new car. I didn't want a new one either and I still want my old one back. Maybe you can get something super cute! Glad you're ok!

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  7. So sorry this happened to you! I hope it is settled quicker than you think it will be. Just refer her to the insurance and let them deal with it, that's why we have it. I am sooooo glad that you are okay and that baby is too!

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  8. Forget the insurance and the car, I'm just glad you and M. are ok!!! SCARY!!!

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  9. So glad you and baby are ok! I know from recent experience a totalled car is a pain but, it will pass.Time to take care of yourself and sweet baby!

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  10. O my! I am so glad to hear that you are okay and baby too. I know it was scary...been through a couple myself. Thinking of you.

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  11. Icky, icky, icky. USAA does seem to be pretty good about car insurance though - hopefully it isn't too much of a mess!

    Glad to hear the babies heart is still a-thudding ;)

    Hugs-
    Jes

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