Okay, before ANYONE gets judgmental on me, think about the definition of the word 'accident': an unforeseen and unplanned event or circumstance. That is exactly what happened this morning.
I was driving to school, not running late, certainly not being careless, and came to a very bad intersection on a main road. People are constantly trying to make turns off this road to two smaller but still well-traveled roads, and it seems no one has any patience. The car in front of me stopped to make a right turn, and I of course stopped behind it. The car opposing me in oncoming traffic ALSO wanted to make a turn onto this road (though it was a left turn for that car and would cut me off) and started to do so, as I was driving. I swerved a little, as the car realized (I guess?) that I had the right-of-way, and literally glanced for 1 second in my rear-view window to see if the car cut off the car behind me. Well, in that instant, and it really was an instant, the car now in front of me had stopped to make a left turn onto the other road (these two turn-off roads are literally like a 100 feet apart, which is what makes it so dangerous) and I just didn't even see she was stopped until it was too late. John said I was paying attention, but to the wrong thing....which is easy to say, but in with drivers these days, you just don't know what people are going to do, and I admit I was focused on the car that about cut me off. I never anticipated or expected the car in front of me to stop--she had no blinker nor any brake lights, and I wonder if they were even operational.
Anyway, I had to go to the hospital...burns on my hands from the sulfur in the airbags and to check to see if baby was ok. The doctor was SO not reassuring, "If we don't hear the heartbeat, that doesn't necessarily mean anything because you are still early." Uh, yes it does. I've seen this baby since she looked like tiny bubbles. I've heard her heartbeat several times, last Tuesday most recently. He was a fruitcake. No worries, though, because they found it very easily and it was 172, no signs of distress.
I have a bad, bad feeling that this is going to turn into a case where my insurance gets scammed by the lady who thinks she hit pay dirt. The hysterics were very dramatic, and her daughter in the back seat wasn't wearing a seatbelt so she got flung into the back of their passenger seat and popped her mouth. Don't ask why, I just have that feeling that this won't be settled too quickly.
And my car? Well, I just got the news that it will cost about twice what Blue Book will value it to fix. So my guess is that USAA will want it totalled. Which will break my heart because I think that I still have years left with that car...
So yeah, this day pretty much sucks.